REDCO
Current Rates
25 Year Rate
5 %
20 Year Rate
5 %
10 Year Rate
5 %
REDCO
Current Rates
25 Year Rate
5 %
20 Year Rate
5 %
10 Year Rate
5 %

Lending Partners

Partnering with commercial lenders to provide a positive client experience.

Lending Partners

What We Do

We are your partner for SBA 504 financing ranging from $150,000 to $5,000,000*

REDCO is accredited through the SBA’s Accredited Lender Program (ALP) and an approved SBA ALP Express Lender.

As an accredited SBA lender, we handle all aspects of the SBA 504 loan process, from origination to servicing, for a seamless and efficient experience:

* Up to $5,500,000 for manufacturers and green-energy projects
Provide expert consultation to identify total eligible project costs, loan structure, and clear communication throughout the entire process.
Originate, underwrite, and package the loan.
Develop and submit SBA loan application.
Work with legal counsel for loan closings. Service the loan following approval.

Key REDCO Advantages​

41 years of direct 504 lending experience

Our team includes experts in the SBA 504 Loan Program with extensive direct lending experience. We maintain close working relationships with the SBA and lending community to efficiently facilitate the loan process.

End-to-end management

We oversee every aspect of the SBA 504 loan process, from origination to servicing, ensuring a seamless experience for you and your clients.

Risk reduction

We support our lending partners by providing secure loans, implementing effective risk-management strategies, and assisting in achieving CRA credit.

Personalized guidance for borrowers

Our talented team simplifies the lending process for your clients, ensuring a positive and smooth experience.

Lender Testimonials

REDCO is my first call when I have a borrower that could be a good fit for the SBA 504 program. They are very responsive and do an incredible job helping my prospective borrowers understand the SBA program. They are eager to have conversations at any part in the deal stage. Most importantly, they work quickly and collaboratively with the bank to provide an excellent customer experience from application to closing. We very much value our partnership with REDCO!

Paul Covill
VP, Commercial Banking Executive, Burke & Herbert Bank

I had two unique financing opportunities from business owners looking at purchasing commercial real estate. One of the business owners was purchasing an office condo for the business, but the building had a nontraditional layout that included more than one parcel. Joe and Jaimie used their expertise with the SBA 504 program to ensure our customer was able to acquire SBA financing with no hiccups. The other business owner was interested in acquiring a property for the business, but a portion of the property was already occupied by tenants. Jaimie was able to speak with our customer to walk them through the different options as they related to the SBA financing and help make the customer comfortable with whichever option they pursued. Joe’s and Jaimie’s prompt responses and creative thought process was tremendously helpful in ensuring our clients met the deadlines and dreams of owning their own commercial property. Joe and Jaimie can be counted on to help you get the job done.

Matthew Witt
Vice President, M&T Bank

We are fortunate to have a local CDC in Fredericksburg. REDCO is a trusted partner providing SBA 504 Loan Program information, guidance, and assistance to local lenders and businesses. They have a very knowledgeable staff that makes the lending process easy.

I have had the pleasure of working with Joe for many years. His prior lending experience and thorough knowledge of the SBA 504 program is invaluable. His genuine care for our customers not only helps their business but also enhances our customer relationships. I would highly recommend Joe and REDCO to my customers, other business owners, and my fellow lenders.

David Belman
Shore United Bank

REDCO has been a great CDC partner for the SBA 504 program. The team responds quickly, knowledgeably, and professionally on each deal. They have quickly become a trusted third-party partner for Freedom First, as their commitment to customer service matches ours. They provide a very detailed approach that is customizable to each customer and situation in a way that turns what can be a scary transaction for many into a standard loan. Simply put, they make SBA 504 loans as easy as possible and quickly become an extension of the lender in any transaction. I’d recommend REDCO to any customers or lenders looking for a good partner on SBA 504 loans.

Brent Jenkins
Market Executive, Freedom First Credit Union

Working with clients who are purchasing or refinancing real estate, it is critically important that the approval and closing process is a seamless experience. At Bank of America, we work with CDC partners to deliver a streamlined SBA loan experience for our mutual clients. When I work with REDCO, I know that we come together to deliver an on-time closing for our borrowers. The team at REDCO are incredibly responsive, knowledgeable about the 504 loan and process, and impeccable in their communication with me and the client. I value the partnership and together we deliver for business owners in the Maryland and Virginia markets!

Caitlin Allison
VP and Commercial Business Development Officer, Bank of America
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