Access low down payments, competitive fixed rates, and long-term amortization options for real estate and equipment purchases. We handle every aspect of the loan process, ensuring a seamless experience from start to finish.
About REDCO
41 Years of Experience,
Dedicated to Your Success
Since 1983, REDCO has been a trusted partner for small businesses, specializing in long-term, fixed-rate financing through the SBA 504 Loan Program. Serving Virginia, Maryland, Washington D.C., and parts of West Virginia, we help businesses grow by providing access to capital for purchasing and renovating commercial real estate and equipment.
With over 41 years of experience, we are committed to guiding business owners through every step of the loan process, from application to final servicing, ensuring a seamless and supportive experience.
With over 41 years of experience, we are committed to guiding business owners through every step of the loan process, from application to final servicing, ensuring a seamless and supportive experience.
What We Do
Comprehensive 504 Financing Support
We simplify the loan process, allowing you to focus on what matters most - growing your business. Our team works with business owners throughout the full loan application life cycle, managing the loan from processing to servicing.
What we offer
Our Programs
REDCO has a wide network of commercial lenders, connecting business owners with the right lender to support their financial objectives. Through our partnerships, we help drive economic development and strengthen our communities.
Featured Businesses
Real People. Real Stories
We chose to finance the construction of our new building with the SBA because it made financing easier and more affordable over a longer period of time. Everyone at REDCO was very easy to deal with. They broke down the paperwork to make it manageable. If you had any questions, they were there to help you along the way. They even worked directly with my accountants when I couldn't answer certain questions. Owning our building has supported growth of the company by almost 35% in less than a year, and we’ve been able to hire three more employees, increase efficiency and service to our customers. Overall, working with REDCO has been a great experience, and I would recommend them to anyone looking to expand their business.
REDCO is the best partner available for small business. The introduction to REDCO changed our entire position from where we felt as if we had no voice, no options, and no method for ownership or growth. REDCO helped guide us into a strong position of affordable and secure lending, with effective and real communication throughout the entire process and beyond. The gratitude I have is difficult to put into words; however, there is no question, we wouldn’t be operating and owning our business if it weren't for REDCO.
Working with REDCO was a great experience for my business. They were able to provide a purchasing option through the SBA that gave us the opportunity for ownership at similar costs to leasing. The service REDCO provides is outstanding, with quick and clear communication about a topic that is complicated for most small business owners. I highly recommend working with REDCO for your financing needs.
Working with clients who are purchasing or refinancing real estate, it is critically important that the approval and closing process is a seamless experience. At Bank of America, we work with CDC partners to deliver a streamlined SBA loan experience for our mutual clients. When I work with REDCO, I know that we come together to deliver an on-time closing for our borrowers. The team at REDCO are incredibly responsive, knowledgeable about the 504 loan and process, and impeccable in their communication with me and the client. I value the partnership and together we deliver for business owners in the Maryland and Virginia markets!
Working with REDCO to finance our business’s expansion was one of the best business decisions we have made. Their commitment and business creativity helped us make critical investments in our business as we were starting out and have helped us grow ever since.
REDCO has been a great CDC partner for the SBA 504 program. The team responds quickly, knowledgeably, and professionally on each deal. They have quickly become a trusted third-party partner for Freedom First, as their commitment to customer service matches ours. They provide a very detailed approach that is customizable to each customer and situation in a way that turns what can be a scary transaction for many into a standard loan. Simply put, they make SBA 504 loans as easy as possible and quickly become an extension of the lender in any transaction. I’d recommend REDCO to any customers or lenders looking for a good partner on SBA 504 loans.
We're a hospitality business that needed an organization to believe in us and the industry as we came out of the COVID-19 pandemic. REDCO has an excellent reputation for helping businesses like ours, and the call to them was a no-brainer. REDCO shared invaluable and timely expertise to help us purchase a new building and build a better future for us and our employees. Since the purchase in 2021, we've added several jobs and have been able to expand our services to our guests and opportunities to our co-workers and community.
